Price Reduction

Address

108 Terra Cotta Way, Destin, FL

Listing Type

Active

Price

$ 749,000

Property Attributes

MLS#992506
TypeSingle Family
Listing Status Active
CountyOkaloosa
CityDestin
AreaDestin
NeighborhoodTERRA COTTA TERRACE
Zip32541
StyleBeach House
Year Built1999
Taxes$ 6488
Price$ 749,000
Bedrooms2
Full Bathrooms2
Half Bathrooms1
Sqr Footage1569
Lot Size0.11 Acres

Data Source:

Emerald Coast MLS (ECAR)

Property Description

Breathtaking Coastal Luxury Just Steps from the Sand! Welcome to 108 Terra Cotta Way, an exquisite, fully remodeled beach house w. garage offering the perfect blend of refined elegance, resort-style living, and exceptional investment potential. Nestled within the exclusive Terra Cotta Terrace community, this captivating home features deeded, gated beach access, a private heated pool, and a garage, all designed for effortless coastal living. From the moment you arrive, you'll be drawn to the home's fresh exterior paint, updated landscaping, and tranquil surroundings. Inside, soaring ceilings and an open layout create a bright, airy atmosphere flooded with natural light. Every detail has been thoughtfully curated, showcasing new flooring, designer lighting,and modern touches throughout! The chef's kitchen is a true showpiece, featuring storybook white custom cabinetry, endless quartzite countertops, and new stainless steel appliances - perfect for entertaining or quiet evenings at home. Bathrooms have been beautifully updated with new cabinets, mirrors, lighting, and spa-like finishes, offering a serene and refined experience. This spacious sanctuary boasts two luxurious master suites, ideal for hosting family, friends, or vacation guests. Step outside to your private oasis, where the re-surfaced Marcite pool, privacy wall, and lush setting create a tranquil resort-style escape - perfect for relaxing after a day at the beach. This home shines as both a full-time residence or income-producing coastal investment. With low HOA fees, residents enjoy access to exceptional community amenities including a community pool, tennis and pickleball courts, sand volleyball, BBQ grills, and a clubhouse for gatherings and events. One of Terra Cotta Terrace's most appreciated features is its quiet, non-cut-through streets, offering a peaceful, exclusive neighborhood ideal for morning walks, bike rides, and a true sense of serenity. The private gated beach access is just steps away -perfectly positioned between The Crab Trap and Pompano Joe's on Scenic Gulf Drive. Ideally located near beachfront dining, boutique shopping, championship golf, world-class fishing, Destin Commons, and Silver Sands Premium Outlets, this property offers a rare combination of luxury, location, and lifestyle. More than a home, 108 Terra Cotta Way is a coastal retreat, private haven, and unforgettable destination - where memories are made and guests never want to leave.

Elementary School	Middle School	High School
Destin Elementary School	Destin Middle School	Destin High School

Price History
3/24/2026	Listed $775,000
9/9/2026	3$749,000

General Features

Utilities	Electric,Public Water
Zoning	City
Property Subtype	Detached Single Family
Community Features	Short Term Rental - Allowed,Pickle Ball,Beach,Community Room,Deed Access,Dumpster,Laundry,Picnic Area,Pool,Tennis,TV Cable
County	Okaloosa
Property Type	Residential
Subdivision Name	TERRA COTTA TERRACE
Status	Active
Buyer Financing	Conventional
Directions	Head South on FL-293 S, 0.6 mi; Continue Straight onto Hutchinson St., 0.4 Mi; Turn left onto Scenic Hwy 98, 1.6 mi; Turn Left onto Terra Cotta Way, 0.2 mi.
High School	Destin
City	Destin
MLS Area	14 - Destin
Lot Size Units	Acres
Lot Size Square Feet	4791.6
Elementary School	Destin
Middle/Junior High School	Destin
MLS Area Minor	1404 - Destin Beach East
Standard Status	Active
Sewer	Public Sewer
Tax Assessed Value	225
Heating	Central
Cooling	Ceiling Fans,Central Air
Patio/Porch Features	Deck Covered,Deck Open,Porch,Porch Open
Architectural Style	Beach House
Construction Materials	Stucco
Year Built	1999
Stories Count	1
Tax Year	2024
New Construction	false
Total Rooms	4
Carport Y/N	false
Property Condition	Renovated,Construction Complete
Association Fee Includes	Accounting,Land Recreation,Licenses/Permits,Master Association,Recreational Faclty,Services
Pool Features	Pool - In-Ground,Pool Type
HOA	true

Interior Features

Total Baths	3
Interior Amenities	Breakfast Bar,Ceiling Raised,Newly Painted,Owner's Closet,Pantry,Washer/Dryer Hookup
Flooring	Floor Laminate,Floor Vinyl,Floor WW Carpet New
Air Conditioning Y/N	true
Heating Y/N	true
Window Features	Plantation Shutters,Window Treatment All
Furnished Y/N	Furnished - All

Exterior Features

Lot Features	Within 1/2 Mile to Water
Lot Size Area	0.11
Lot Dimensions	37x101
Lot Size Acres	0.11
Exterior Amenities	Fenced Back Yard
Fencing	Fenced Lot-All,Fenced Privacy
Building Area Total	1569